We’re proud to offer a variety of products, participating carriers, and affordable health insurance plans as part of the BenefitBuilder marketplace. These offerings include:

Health Reimbursement Arrangement (HRA)

With an HRA you decide how much you’ll contribute to your employees to pay for monthly health insurance premium costs. Then you’ll reimburse the employees for their individual health insurance premiums each month that they participate in the HRA. Only you can put money in an HRA, and employees don’t pay taxes on money that comes from an HRA.

We offer two types of HRAs:

ICHRA (Individual and Medicare)

One of the newer HRA models introduced to the health insurance sector is an Individual Coverage Health Reimbursement Arrangement (ICHRA). An ICHRA is a type of HRA where the employers reimburse employees for their individual health insurance plan based on the allowed amount. Employees are able to select a quality health plan that meets their unique needs.

Retiree HRA

A retiree health reimbursement arrangement available through BenefitBuilder is an employer-funded plan designed to help retired employees pay for Medicare health insurance premiums.

Additional Coverage Through Specialty Products

Through BenefitBuilder, you can also add on specialty products to your health insurance offering to provide full coverage and peace of mind.

• Dental – Dental health has a big impact on overall health and wellness, which is why dental coverage is an important part of every employee benefits package.
• Vision – The right vision benefits can improve employee health and productivity while lowering healthcare costs.
• Accident or critical illness insurance – Accidents and illnesses can lead to expensive medical bills that traditional health insurance doesn’t always cover. These types of plans provide cash benefits to employees to help with out-of-pocket expenses or to spend any way they’ like.